Texas Loan Agreement Disclosure

(f) If the notification required under paragraph (e) of this section is not made in or before the performance of the loan agreement or if it is not striking, this section shall not apply to the loan agreement, but the validity and enforcement of the loan agreement and the rights and obligations of the parties shall not be affected or affected. « There are no un written oral agreements between the parties. (b) A loan agreement in which the amount participating in the loan agreement exceeds US$50,000 is not applicable unless the agreement is signed in writing and signed by the party to be engaged or its authorized representative. (e) In a loan agreement subject to subsection (b) of this section, the financial institution shall inform the debtor or debtor of the provisions of subsections (b) and (c) of this section.  The notification must be contained in a separate document signed by the debtor or debtor or included in one or more of the documents that make up the loan agreement.  The statement must be printed in bold, bold, underlined or otherwise taken from the written material surrounding it to be striking.  The communication must specify in substance: (2) « loan agreement » means one or more commitments, order securities, agreements, bonds, guarantees, trust instruments or other documents or obligations, or any combination of such acts or documents that cause the financial institution to delay or delay the repayment of funds or to agree to lend or delay money; Or to face a financial adjustment.  The term does not include a commitment, obligation, agreement, undertaking, document or obligation with respect to: (1) « financial institution », a bank, savings bank, savings and loan association or credit union, holding company, subsidiary or related business of such an institution, or a lender, which is engaged by the United States Secretary of State for Urban Development to participate in a Hypo Programme of Insurance for Thekens Confo In accordance with the National Housing Act (12 U.S.C Sectio. No. 1701 et seq.).

« This written loan agreement constitutes the final agreement between the parties and cannot be contradicted by evidence of previous, simultaneous or subsequent oral agreements of the parties. (c) The rights and obligations of the parties to a contract subject to paragraph (b) of this section shall be exclusively determined by the written loan agreement and all prior oral agreements between the parties shall be replaced by and merged into the loan agreement. (g) All financial institutions shall publish striking communications informing borrowers of the provisions of this Section.  Notices shall be presented in such a way that borrowers are fully informed of the provisions of this section and at locations within the institutions.  The Texas Finance Committee imposes the language of the notice. (B) an account opened as defined in Section 301.002, Financial Code and primarily intended or used for personal, family or household purposes. . . .